Commercial Underwriter

☞ Together

View: 112

Update day: 11-06-2024

Location: Cheadle North West

Category: Finance / Bank / Stock Sales

Industry: Banking Insurance Financial Services

Position: Associate

Job type: Full-time

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Job content

Commercial Underwriter

We’re Together, proud to be a Financial Services success story based in South Manchester.

Lending year-in, year-out for over 45 years’ we’ve grown into one of the finance industry’s best-kept secrets.

We play our part to turn challenges into opportunities that make our customers’ financial ambitions accessible. We understand that for our business to grow, our people must grow.

Due to some changes internally we now have a new requirement for a number of Commercial Underwriters to join our Commercial Underwriting team.

The Commercial Underwriters will provide the highest standards of underwriting of commercial mortgage applications so that a professional service is provided and stakeholder expectations are met by assessing risk, adhering to appropriate criteria and procedures and by being flexible and efficient.

Key Responsibilities
  • Review applications from brokers and customers within agreed service levels so that the process works to maximum effect.
  • Professionally asses all applications against lending criteria received from all sources to ensure that risk is minimised.
  • Accurately evaluate information on all applicants so that the decision made is plausible, sustainable and affordable.
  • Proactively monitor all pending applications from brokers to ensure service levels are maintained.
  • Complete all allocated workflow tasks with the published SLA timeframe
  • Achieve and maintain financial mandate through competency framework assessments
  • Present a professional image of the company to all third parties to ensure a positive impression is created and maintained.
  • Handle all correspondence and queries from third parties and across areas of the business so that all applications remain up to date.
  • Be clear and consistent in communication with brokers in order to build and maintain positive working relationships.
  • Manage any queries or issues from direct customers and brokers so that a positive outcome is achieved and business levels are maximised.
  • Accurately instruct solicitors to act on behalf of Together in the conveyancing process
  • Able to clearly document and demonstrate the rationale behind a lending decision to senior mandators as part of the financial mandate process

Essential

Experience
  • Excellent Communication skills
  • Planning and organisational skills
  • Underwriting experience
  • Knowledge of commercial sector
Desirable
  • Exposure to bridging finance
  • Problem solving skills
We offer a range of company benefits, including 25 days holiday which can be flexed up/down, pension, life assurance, critical illness cover, health cash plan, private medical insurance, regular team/individual incentives, travel season ticket loans, Ride to Work scheme, free gym access and local bar/restaurant discounts.

Career development opportunities are excellent and where appropriate we offer sponsorship of relevant qualifications.

Please note that all successful applicants will be subject to a Criminal Records Bureau check, a credit check and a Fraud Prevention database check.
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Deadline: 26-07-2024

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