AML / CTF Investigator

Role

Anti-Money Laundering / Counter-Terrorism Finance (“AML/CTF”) Senior Investigator – Milton Keynes

Are you from a Transaction Monitoring and/or AML/CTF investigation background and looking for an opportunity to join a fast growing and evolving organisation with career development and advancement opportunities with one of Europe’s fastest growing Fintechs?

Why viva.com

viva.com is a leading European cloud-based neobank, delivering the future of payments, now. With presence in 24 markets, it is the payment institution with the largest footprint in Europe. viva.com’s mission is to change the way businesses pay and get paid, offering truly unifying, yet localized, end-to-end advanced digital payments solutions and embedded banking services tailored to their needs. An advocate for a sustainable cashless economy, the Organisation delivers digital payments services across three different time zones, in 17 languages and 9 currencies, featuring over 30 payment methods. Harnessing the power of revolutionary technologies, such as the viva.com | Terminal app and Smart Checkout payment gateway, viva.com provides an omnichannel solution, that offers seamless, conversion-boosting and secure ways to process online and in-person transactions, streamlining business operations and enhancing the customer experience. Learn more at viva.com

Description

Viva Wallet is a technology based FinTech and payments organisation that has introduced many first-to-market solutions including our Tap-on-Phone payments technology. Partnered with one of the world’s largest banks we have the technological know-how and resources to continue to evolve, grow and challenge, so life with us is always fast paced and rewarding.

We are currently looking for a Senior Investigator to join the UK AML team based in Milton Keynes and will also work closely with the AML Investigations team in our headquarters in Greece.

As a Senior Investigator you will:

• Review and investigate financial crime alerts generated from internal and external submissions and perform Open-Source Intelligence investigations (OSINT) to come to evidence-based conclusions.
• Investigate and conclude on transaction monitoring alerts.
• Respond to and manage financial crime enquiries and escalations.
• Ensure compliance with regulatory expectations and requirements, you will support the UK MLRO, submitting external reports to NCA and other authorities.
• Assist with the management of Law Enforcement Requests (“LERs”), ensuring all requests are appropriate/legitimate, sourcing the relevant data and responding to authorities in a timely manner.
• Undertake some project work that may include reviews of existing systems and controls.
• Have the primary responsibility for the above work queues and activities including providing to the UK MLRO regular management information on operations.

This will include:

• Understanding the financial crime typologies, keep up to date with financial crime trends and issues whilst applying these to alerts and intelligence generated from our internal and external systems.
• Make suggestions to existing processes to improve efficiency.
• Manage the administration of escalation processes.
• Drafting and reviewing internal Suspicious Activity Reports (SAR) and preparing (where necessary) external reports to the National Crime Agency.
• Support other departments by dealing with ad hoc financial crime enquiries as required.

Requirements

• Previous experience in an investigatory role for Transaction Monitoring and/or SARs, preferably within the context of merchant acquiring or card payments, banking or finance industries.

• Strong understanding of regulatory frameworks with regards to financial crime compliance.
• Strong IT literacy, in particular with Microsoft packages.
• A proven track record of meeting deadlines and adding value.
• Relevant Degree and/or professional accreditation/qualification in AML is preferred, such as Business, Law, etc. or career related experience.
• Fluency in English (Essential). Additional EEA-30 languages would be considered a plus.

Personal Profile:

• Excellent written and verbal communication skills and a sound commercial acumen.

• Excellent interpersonal skills and the ability to build strong and lasting relationships.
• The ability to interact confidently and professionally with a wide variety of people at all levels.
• The ability to work independently and use own initiative.
• Comfortable independently making judgement-based decisions with significant potential impact on Viva Wallet and customers.
• Excellent organisational skills and attention to detail.
• A passionate, tenacious and “can do” approach to work.
• A true team player who takes pride in their work and is committed to the future success of Viva Wallet.com Ltd.

Benefits

• A highly competitive annual salary (based upon experience).
• Annual performance bonus upto x 4 monthly salaries per annum.
• Group pension scheme.
• Private medical insurance and well being plan.
• Free gym (on site for Milton Keynes employees).
• 25 Days holiday rising to 30 with service (plus 8 Bank Holidays).
• New Mothers Maternity Scheme - 20 weeks of full pay maternity leave.
• Weekly fruit box
• A diverse and friendly working environment!
• Great location, nearby train links and next to MK Shopping Centre.
• 9am-5pm working hours Monday to Friday.
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