Mortgage Advisor

Job content

Overview:
We are seeking a highly motivated Mortgage Advisor to join our team. As a Mortgage Advisor, you will play a crucial role in guiding clients through the complex process of obtaining mortgage loans. Your primary responsibility will be to assess clients’ financial situations, provide expert advice on mortgage options, and assist them in securing the most suitable mortgage product.

Responsibilities:

• Client Consultation:
• Conduct thorough consultations with clients to understand their financial goals, credit history, and overall financial situation.
• Analyse clients’ needs and recommend appropriate mortgage solutions based on their individual circumstances.
• Product Knowledge:
• Stay up-to-date on current mortgage products, interest rates, and lending guidelines.
• Educate clients on various mortgage options, terms, and conditions.
• Application Process:
• Guide clients through the mortgage application process, explaining documentation requirements and assisting with the completion of necessary forms.
• Collaborate with lenders and underwriters to ensure timely and accurate processing of mortgage applications.
• Financial Analysis:
• Evaluate clients’ financial statements, credit reports, and other relevant documents to determine their eligibility for mortgage loans.
• Provide clients with realistic expectations regarding loan approval and terms.
• Regulatory Compliance:
• Stay informed about mortgage industry regulations and compliance standards.
• Ensure all aspects of the mortgage process adhere to legal and regulatory requirements.
• Customer Relationship Management:
• Build and maintain strong relationships with clients, real estate agents, and other industry professionals.
• Address client inquiries and concerns promptly and professionally.
• Market Research:
• Monitor market trends and competitor activities to identify opportunities for business growth.
• Provide feedback to management on market conditions and potential areas for improvement.
• Networking:
• Attend industry events, networking functions, and other relevant gatherings to expand professional connections and enhance business opportunities.

Qualifications:

• Proven experience as a Mortgage Advisor or similar role in the financial industry.
• In-depth knowledge of mortgage products, lending procedures, and regulations.
• Strong analytical and financial assessment skills.
• Excellent communication and interpersonal skills.
• Ability to work independently and collaboratively within a team.
• Relevant certifications are desirable.

If you are a dynamic and results-oriented professional with a passion for helping clients achieve their homeownership goals, we invite you to apply for this exciting opportunity. Join our team and make a significant impact in the lives of individuals and families seeking the right mortgage solutions.

Job Type: Full-time

Salary: From £30,000.00 per year

Schedule:

• Monday to Friday

Supplemental pay types:

• Commission pay

Application question(s):

• Are you able to reliably commute to Hammersmith?
• How many years of mortgage advice do you have?
• Are you comfortable working in a fully commission based role?

Work Location: In person