Financial Crime Operations Officer

We are seeking an experienced Financial Crime Operations Officer to join our growing Financial Crime Operations team in the 1LoD, to undertake the first line of defence financial crime activities in accordance with internal standards, quality measures and agreed service level agreements.

Key Responsibilities:

• Undertake customer due diligence measures to inform customer risk assessment and perform relevant risk sensitive actions.

• Conduct risk sensitive ongoing monitoring on all customers that posed an increased risk and are onboarded in accordance with the Group’s risk appetite.

• Identify applications that pose an additional risk to the business and undertake relevant actions to mitigate the risk including completion of enhanced due diligence, escalation to compliance officers etc.

• Review transactions on a risk sensitive basis to identify, and where required, escalate any indicators of suspicion.

• Investigate unusual activity reports raised by the team or received from the business. Where required, submit reports to the Group’s Nominated Officer.

• Consider and respond to data requests received from relevant third parties and law enforcement in relation to financial crime investigations.

• Support the business areas to understand their requirements and obligations as set out within the Group Financial Crime policies.

• Design, develop and deliver bespoke financial crime awareness training to the business, where required.

What you will Bring:

• Experience of working in a financial crime function, preferably within a financial services environment.

• Understanding of the UK financial crime legal and regulatory framework.

• Previous experience in undertaking customer screening, transaction monitoring, suspicious activity reporting and complex fraud investigations.

• Logical thinker with an attention to detail.

• Strong oral and written communication skills.

• Ability to work off own initiative and prioritise workload.

• Holds an Industry recognised financial crime qualification (desirable).

We’re building one of the best banks in Britain. It’s what we’ve been doing since 1952 and in that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people. And all our people are different.

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and celebrate diversity, work with leading industry bodies and support initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.