Cantonese speaking Job - Business Officer (Retail Banking & Mortgage Lending) - rj

Please follow us on WeChat to see all our Cantonese and Mandarin jobs, interview tips and London news:

The Skills You’ll Need:Fluent Cantonese and English, relevant working experience in Retail Banking / Mortgage sector

Your New Salary:£30-35k depending on experience + banking benefits + bonus

Job status:6 months fixed-term contract, with the possibility to extend subject to business approval

Location:Birmingham

Summary:

The role of Business Officer is to support Branch Manager/Senior Business Manager to deliver a professional relationship management service to customers, prospective customers and professionals.

This is a key support role to the Business Managers/Senior Business Managers. An important and attractive part of the role is the diverse and varied duties you would undertake on a daily basis, as well as gaining credit assessment skills and extensive knowledge of the retail and buy-to-let mortgage lending.

What You’ll be Doing Each Day:

Customer

• To assist Business Managers/Senior Business Managers in delivering a superior relationship management service to customers, prospects and professionals.
• To perform credit evaluation and conduct detailed and enhanced customer research to fulfil ’Know Your Customers’ and ’Know Your Customers’ Customers’ requirements.
• To support on daily activities including customers planning and pipeline management.
• To provide support to Retail customers when required.

Process

• To prepare credit proposals, KYC reviews, annual reviews and reports on BTL mortgage credit facility for risk review, assessment and control.
• To monitor and control designated accounts’ performance in accordance to the Bank’s guidelines.
• To keep abreast of the current banking regulation, the Bank’s Lending Policy and latest market conditions.
• To ensure consistent application of Group Policy and adhere to regulatory, financial and legal standards to minimise business and reputational risks.
• To provide support and cover for other Business Managers/Officers/Retail when required.

People

• To assist Business Managers / Senior Business Managers in achieving departmental objectives.
• To ensure own personal development objectives are achieved.
• To provide assistance and support to junior staff.
• To build and maintain good business contacts internally and externally.

Compliance & Risk Management

• To comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity.
• To adhere to all established risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work.
• To main awareness of operational risk within assigned portfolio and minimise the likelihood

The Skills You’ll Need to Succeed:

Essential Skills:

• Fluent in verbal and written communication skills in English and Cantonese
• Solid experience of working in relevant environments such as Retail Banking / Mortgage sector
• Good understanding of customers’ needs and delivering superior customer service.
• Good verbal and written communication skills with experience of adapting your style and approach to the audience and message to be delivered.
• Experience of planning and prioritising work effectively and adhering to strict deadlines.
• Ability to understand and analyse financial data.
• Good understanding of the regulatory frameworks and compliance requirements.
• University graduate in economics, business administration or related disciplines.

Desirable Skills:

• CeMAP qualified.
• A good understanding of the UK retail mortgage market and retail banking

Please follow us on Linkedin: https://www.linkedin.com/company/people-first-team-china

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.

Click for more Mandarin speaking jobsfromPeople First Team Chinain London, your Mandarin recruitment specialists.